There are basically 3 types of Social Security benefits:
1. Retired worker and auxiliary beneficiaries
2. Survivor beneficiaries
3. Disabled worker and auxiliary beneficiaries
ves911 stated that she is a widow and that she and her children are receiving Survivors benefits. That puts her in the 2nd category. The definition for this category is:
"Child of deceased workersee 3 types of child benefits below
Aged widow(er)must be at least 60 years old
Young widow(er)must have a child under age 16 or a disabled child in his or her care
Disabled widow(er)must be disabled and be at least 50 years old (converted to aged widow(er) upon attainment of age 65)
Parent of deceased workermust have been dependent on worker and be at least 62 years old"
I found the above info here:
http://www.ssa.gov/oact/ProgData/types.html
There are income restrictions that'll affect ability to collect full benefits, but they probably very with the type of benefit received.
If I were ves911, I'd ask Social Security rather pose the question in a Public Form such as this, where she might rely on incorrect advice.
She's asked a hypothetical question in that she hasn't actually won anything. Simply posing a question to a Social Security representative won't affect benefits and she's assured of receiving a correct answer.