I could type out a long post giving background on everything, but I'll try to give an abridged version of events:
My wife and I had previously gotten into some credit problems and moved into a mobile home community that did background checks only. For the first few years, it was a nice place to live and have started getting our finances in order (paid off our cars and are working at saving up money to pay off old debts and eventually save up for a house). Over past 2 years, however, the community has been placing more and more restrictions on things (we had to take down an unapproved fence we were using for our dogs because they only allow 4 ft tall chain link fencing and our lot has the power transformer box which makes it difficult to put the posts in the ground). Now, they're getting ready to make another policy change which has a weight limit of 20 pounds for pets: our 2 dachshunds are below, but our corgi is a bit over the weight limit at around 30. With the issues we've been having, we're getting close to being able to qualify for an FHA loan, but lack the funds for a down payment. We are also a couple that doesn't want to have a baby and our dogs are basically our children, so giving up even one of them would break our hearts. I'm hoping for a decent quality win in the coming months but it's looking unlikely. The new policy doesn't take effect until this summer, so we have a couple of months, but it's still causing a burden. Any advise would be much appreciated.
My wife and I had previously gotten into some credit problems and moved into a mobile home community that did background checks only. For the first few years, it was a nice place to live and have started getting our finances in order (paid off our cars and are working at saving up money to pay off old debts and eventually save up for a house). Over past 2 years, however, the community has been placing more and more restrictions on things (we had to take down an unapproved fence we were using for our dogs because they only allow 4 ft tall chain link fencing and our lot has the power transformer box which makes it difficult to put the posts in the ground). Now, they're getting ready to make another policy change which has a weight limit of 20 pounds for pets: our 2 dachshunds are below, but our corgi is a bit over the weight limit at around 30. With the issues we've been having, we're getting close to being able to qualify for an FHA loan, but lack the funds for a down payment. We are also a couple that doesn't want to have a baby and our dogs are basically our children, so giving up even one of them would break our hearts. I'm hoping for a decent quality win in the coming months but it's looking unlikely. The new policy doesn't take effect until this summer, so we have a couple of months, but it's still causing a burden. Any advise would be much appreciated.
