An unbiased look on health care plans

[completelyme]

I come across an interesting, unbiased read of the comparisons on health care plans. I hope you all find it an interesting read and will give honest yet civil opinions on the matter.

http://www.allvoices.com/contributed-news/1284655-health-care

quote from article:

Below is my summary of a report created by the Urban Institute/Brookings Institution Tax Policy Center (TPC). This likely is the only such report available at the moment (at least the only unbiased analysis of both plans), providing an evaluation of each candidate's plans and the effect each plan would have on costs and coverage outcomes for millions of Americans.

The summary below is simply my watered down version of a summary by the Economic Policy Institute (EPI), and is not my own "spin" on the plans.

 

[3mnkids1]

Health care is another big issue for me. If my husbands job didnt pay for 100% of it we probably wouldn't have any. It sooo expensive to carry insurance on a family.

I would like to hear more about what exactly the incentives would be for private insurance. I know it will be expensive but Its something I think is worth the money. no one should be without insurance. especially children.

very good article thanks for posting it. Its nice to see things explained in layman's terms. not a bunch of percentages and gobbledygook.. is that how you spell gobbledygook? :laughing:

 

[completelyme]

I agree, Trace. It helps when it is posted for everyone to understand so that we can all make better decisions on what we agree or disagree with in regards to the candidates' views.

Gobbledygook looks about right :laughing: :laughing:


I do like that under Obama's plan it will cover considerably more of the uninsured and offer more services than McCain's plan.

A couple more important facts:

nearly 20 million people will get LESS insurance options through employers under McCain's plan that have coverage now

Obama's plan is based on a large "national pool" of insurance, which will not discriminate based on current health status.

That one effects me personally. Well, my hubby, actually, so that makes me VERY happy! But I'm sure if not positive that it effects a vast amount of the uninsured.

 

[pmeek]

I agree, Trace. It helps when it is posted for everyone to understand so that we can all make better decisions on what we agree or disagree with in regards to the candidates' views.

Gobbledygook looks about right :laughing: :laughing:


I do like that under Obama's plan it will cover considerably more of the uninsured and offer more services than McCain's plan.

A couple more important facts:

nearly 20 million people will get LESS insurance options through employers under McCain's plan that have coverage now

Obama's plan is based on a large "national pool" of insurance, which will not discriminate based on current health status.

That one effects me personally. Well, my hubby, actually, so that makes me VERY happy! But I'm sure if not positive that it effects a vast amount of the uninsured.

Please, when quoting be sure to include the entire quote:

The summary below is simply my watered down version of a summary by the Economic Policy Institute (EPI), and is not my own "spin" on the plans. The results are as expressed by an EPI Memorandum of the research conducted by the TPC, dated May 23, 2008. EPI is an independent economic analysis research firm. In a nutshell:

1) Obama's plan costs more (20% more; or 1.6 trillion versus McCain's 1.3 trillion)

2) McCain's plan would provide incentives for private insurance, but would discourage employers from providing coverage to employees (20 million less will have coverage from their employers over the next 10 years)

3) McCain's plan covers only 5% more of the current uninsured, while Obama's plan covers 47% of the uninsured (42% more coverage for only 20% more in cost; you do the math!)

While Obama's budget requires the U.S. to spend about 20 percent more on healthcare than McCain's plan, Obama's plan provides more "bang-for-the-buck", covers more of the uninsured and underinsured, and offers more services than the McCain plan.

Obama's plan is based on a large "national pool" of insurance, which will not discriminate based on current health status. This is probably the biggest flaw I see in the system (but what the heck do I know I'm not an economic analyst after all). I do see, however, the potential for fluctuating health care rates to potentially hike far higher than anticipated, given a national pool with no discriminating conditions.

 

[completelyme]

I'm not allowed to quote the entire article based on copyright laws. People either choose to click on the link or not to read the entire article. Both issues are out of my control :sunny:

 

[pmeek]

:sunny: I agree that if people are interested they should click the link, but most probably will not.
From that page:
Readers may redistribute this material to other individuals for noncommercial use, provided that the text, data, and all HTML code remain intact and unaltered in any way

 

[completelyme]

:sunny: I agree that if people are interested they should click the link, but most probably will not.
From that page:
Readers may redistribute this material to other individuals for noncommercial use, provided that the text, data, and all HTML code remain intact and unaltered in any way

Oh, cool! But I didn't alter anything or add anything. And I can't help it if people don't click on the link. That's their decision as I stated. I can't spend my time spoon-feeding them. They have to do some homework for themselves :sunny:

So do you like Obama's health care plan, Pam? :sunny:

 

[pmeek]

:sunny: My husband and I are included in the millions that do not have health insurance. We are fortunate to have a great clinic here that is income based. There does need to be some changes with the health care in America, but I'm not sure either party's plan is going to come without lots of problems. I would actually like to see more tax dollars funneled into income based clinics and hospitals.

 

[Wolfie]

We are required by law to have health insurance. Being self employed, my health insurance costs the same, each month as my mortgage. Add to it the rise in heating and fuel costs and everything else, I'd rather pay the state fines and be able to survive than have the insurance!

 

[completelyme]

We are required by law to have health insurance. Being self employed, my health insurance costs the same, each month as my mortgage. Add to it the rise in heating and fuel costs and everything else, I'd rather pay the state fines and be able to survive than have the insurance!

That's terrible that your health insurance costs as much as your mortgage! Absolutely terrible. Everyone should be able to have affordable healthcare. This really makes me angry.

We're getting the gas fireplace converted back to a wood-burning fireplace and installing a wood-burning stove as well. Our home is heated with propane and it's not exactly cheap by any means. Wood seems to heat a little better, a lot longer, and is readily available. I wish we had done this sooner!